Privacy Policy

The purpose of this policy is to outline the steps Kiss Credit take to ensure the privacy of users of this website - www.kisscars.co.uk, outlined in clear and understandable language. If you have any questions relating to the way in which Kiss Cars handles data and information of users then please contact us via the details on the contact page of this website - Contact Kiss Cars as a data controller is committed to ensuring the data processed through this website is done so in a manner appropriate to the General Data Protection Regulation (GDPR) which took effect on May 25th 2018. Kisstech Ltd who provide this website and related services for Kiss Cars act as a data processor. Users of this website act as Data Subjects and are the intended target of the terms laid out in this policy.

Type of data we collect

This section outlines the type of data and information collected through this website and the steps available to users to request access, amendment and removal of data.

Website Cookies

On this website https://wwwkisscars.co.uk we use cookies to provide a better user experience and also track user activity so we can improve our services in future. All the information which these cookies collect is anonymous and are only used to improve the experience on this website.

What are cookies

Cookies are small pieces of text sent to a web browser by a website a user visits. A cookie file stored in a web browser and allows the service or a third-party to recognize a user anonymously and make the users next visit easier and the service more useful. Cookies can be “persistent” or “session” cookies.

How Kiss Cars uses cookies

When a user accesses this website, it may place a number of cookies files in the users web browser. This website uses cookies for the following purposes: to enable certain functions of the service, to provide analytics, to store user preferences, to enable advertisements delivery, including behavioural advertising.

Third-party cookies

In addition to our own cookies, we may also use various third-parties cookies to report usage statistics of the service, deliver advertisements on and through the service, and so on.

How to control and delete cookies through a browser

The ability to enable, disable or delete cookies can also be completed at the browser level, in order to do this a user can follow the instructions provided by a browser (usually located within the “Help”, “Tools” or “Edit” facility). Disabling a cookie or category of cookie does not delete the cookie from the users browser, the user will need to do this themselves from within the browser. Please note, however, that if a user deletes cookies or refuses to accept them, the user might not be able to use all of the features this website offers, a user may not be able to store user preferences, and some of our pages might not display properly.

Google Analytics

This website https://www.kisscars.co.uk uses a 3rd party service called Google Analytics to collect information about visitor behaviour to inform business decisions. Examples of the information collected via Google Analytics includes the number of visits, areas of this website users are accessing and the action users are taking. This information is anonymous and does not allow identification of individual users accessing this website. You can learn more about privacy at Google or choose to opt-out of this feature entirely by installing the Google Analytics Opt-out Browser Add-on.

Personal Information via Enquiry Form

If a user submits an enquiry to Kiss Cars via an enquiry form on this website then details including the name, email address, phone number as well as any additional information provided by the user in the message field will be sent to Kiss Cars and stored within tools made available by Kiss Tech, for future reference and to comply with any internal auditing requirements in line with legitimate business use. This information, unless otherwise stated is intended for legitimate business use including responding to the enquiry, it will not be shared with any other parties or used without consent. By submitting an enquiry via any form on this website a user gives consent to be contacted back by appropriate methods in relation to the initial enquiry. This website may also include additional tools which send automated emails upon a user requesting these eg. Stock Alerts. Users are able to unsubscribe or opt-out of these emails at any point from within the emails they receive.

Information via Finance Application

  1. When you apply for finance with us Kisstech Ltd, your details will be passed into  a 3rd party company Blue Owl Network Ltd t/a AutoConvert (contact details below), this organisation will check the following records about you and with their chosen Credit Reference Agency (CRA), Equifax Ltd (contact details below)
  2. a) Our own;
  3. b) Up to date contact information can be found for AutoConvert at http://www.autoconvert.co.uk
  4. c) Those at Equifax Ltd. When Equifax receives a search request from us via AutoConvert, they will place a soft quotation footprint that will be visible to you only, on your credit file, other parties including lenders will not see this. This quotation footprint will not be seen by other parties and will not affect your credit score/rating or ability to apply or finance from other lenders.
  5. d) AutoConvert will access from Equifax Ltd both public (including the electoral register) and shared credit and fraud prevention information. This information will be used to check your eligibility against a select group of lenders.
  6. e) We will not see any information on your credit file, AutoConvert will only provide a list of lenders that you are likely to accept for given the information supplied using their brokering technology that understands most the acceptance criteria of the lenders on their panel.] Remove this paragraph if you are a broker and have a tri-party agreement in place to see the full credit file.
  7. f) Those at fraud prevention agencies (FPAs).

We will make checks such as; assessing this application for credit and verifying identities to prevent and detect crime.

  1. Information on applications will be sent to CRAs and will be recorded by them.
  2. If you give us false or inaccurate information and we suspect or identify fraud we will record this and may also pass this information to FPAs and other organisations involved in crime and fraud prevention.
  3. Your data may also be used for other purposes for which you give your specific permission or, in very limited circumstances, when required by law or where permitted under the terms of the Data Protection Act 1998.

How to find out more

You can contact our chosen 3rd Party, Blue Owl Network Ltd T/A Autoconvert.co.uk or the Credit Reference Agency, Equifax; the information they hold may not be the same so it is worth contacting them all.

Equifax Ltd, Customer Services Centre, PO Box 10036, Leicester, LE3 4FS or call 0800 014 2955 or log on to www.equifax.co.uk

AutoConvert, 1 Tony Wilson Place, Manchester, M15 4FN. www.autoconvert.co.uk

Access to personal information

Under the General Data Protection Regulation data subjects have the right to access, amend and erase information a data controller holds on them. Data subjects can request access, amendments or erasure of their data by contacting Kiss Cars directly using the details available on the contact page of this website.

Changes to this privacy policy

This privacy notice is subject to change without prior warning. A review of this privacy policy will be undertaken at regular undetermined future dates with the updated date stated below. Last Updated: 27th December 2019